Grant Cardone, the entrepreneur has built five companies and a multi-million fortune — and he earned his first million before age 30. There are three things people have to know about money," Cardone tells CNBC. "Number one is: How do I get money, more money? Number two: How do I keep that money? And number three: How do I multiply that money?"

Building wealth requires three, simple steps. However, "most people want to know number three before they know number one and number two," he says."Everybody wants to know how to multiply, but they don't even know how to earn yet."

Grant Cardone,是一位白手起家的百万富翁，他开创了五家公司，并且在30岁前赚到了自己人生的第一个百万。他在CNBC的采访中说道，“关于金钱，人们应该知道这三件事情。第一个是如何赚钱，赚更多的钱？第二个是如何存钱；第三个是如何让你的钱加倍增长，实现钱生钱。”

创造财富需要上述三个简单的步骤。然而，大部分人在不知道第一步和第二步的情况下却想知道第三步。即人们在甚至不知道如何赚钱的情况下，就想知道如何让钱生钱。

"People get rich because they produce revenue, not because they make little investments over time."

Cardone强调，人们发家致富，不是因为长期积累做出的小投资，而是因为他们自身能够创造收益。

The first step to getting rich is focusing on earning, Cardone tells CNBC. "People need to show the ability to produce more revenue — not invest it — first. Develop multiple streams of income, he advises. "This does not mean you need to get a second job. Look for other opportunities where you work now that can make second sales (income) or bonuses.

Once you've upped your income, the key to keeping it is to "put your saved money into secured, sacred (untouchable) accounts," he writes on Entrepreneur. "Never use these accounts for anything, not even an emergency. 

创造财富，第一步是要关注收益，去培养创造收益的能力，而不是去投资。开发多渠道的收入来源，然而这并不意味你需要去找一份兼职。可以在工作的领域寻找进行二次销售或者创造红利的机会。

第二步存钱方面，cardone说道，你的收入上涨后，关键的是要将钱存放在一个有担保的，神圣的，资金不可随便动用的账户。不要用这个账户里的钱做任何事情，甚至是紧急的事件。

Finally, you can focus on multiplying your money, through investing. "Investing is the Holy Grail in becoming a millionaire," Cardone writes. "You should make more money off your investments than your work."

At the end of the day, building wealth can be a simple, three-step process. The key, according to this self-made millionaire, is actually starting with, and focusing on, step one.

最后，我们才应该关注通过投资使钱成倍增长。Cardone说道：“投资是成为百万富翁的宝典，你应该让你的投资获利高于你的工作收入。”

总而言之，创造财富就是上面所提到的三部曲。而致富的关键就是要从第一步开始，专注提升自己赚钱的能力。