《金融时报》中国房地产指数

The FTCR China Real Estate Index fell to 43 in January, its lowest level in a year,dragged by slowing activity ahead of the Chinese new year holiday but also the government's on going clamp down on the housing market.

英国《金融时报》旗下"投资参考"（FTCR）的一项调查显示中国房地产指数在1月份跌至43点，为一年来的最低水平。此次指数滑落不仅是因为临近春节市场节奏放缓，还因为政府对房地产市场施加限制。

Arecord number of developers said that first-time buyers had paid above the benchmark interest rate for mortgage loans in January.

很多开发商表示，1月份以来，许多首次购房者支付的贷款利率高于基准利率，且人数创记录新高。

Tightening credit conditions will continue to weigh on the Chinese housing market into 2018, in line with the government's broader goal of containing risks associated with the financial system.

由于中国政府正推行金融风险管控体系，《金融时报》预测2018年中国房地产市场将继续受到信贷紧缩的影响。

Despite earlier hopes that local authorities would significantly relax their purchase restrictions, tougher rhetoric from the centre indicates that they will remainon a tight leash as the government pursues longer-term solutions to China'suntamed housing market.

尽管早些时候有民众表示希望地方政府大幅放宽对购房的限制，但中央的强硬言论表明了其对解决中国住房市场问题的决心。房地产行业将继续受到严格监控。

《金融时报》中国房地产成交量指数

Our sales outlook index fell sharply in January, as it does every year ahead of the holiday.

《金融时报》另一项调查显示，中国房产成交量指数在1月份急剧下跌，这种想象通常会出现在每年节假日前夕。

Sales in first- and third-tier cities fell at a faster pace than in December. Developers reported that even the volume of sales inquiries fell for a third month.

一线城市和三线城市的房产销售额下降速度比去年12月份更快。房地产开发商表示，就连销售询价的数量都连续三个月下降。

Although sales activity is likely to spring back once the festivities pass, the government's apparent determination to clean up the financial excesses of recent years means a relatively subdued 2018 is likely for the housing market.

虽然等到假日结束，房产销售指数可能会有所回升，但房地产去库存已然被列入政府重点工作之一。中央决心解决近年来的产量过剩问题意味着2018年的房地产市场将继续低迷。

《金融时报》中国购房贷款利率

Credit remains historically tight, with a record 55.9 percent saying buyers are paying rates above the benchmark. No developers reported availability for first-time buyers of mortgage rates under 85 percent of the benchmark, the first time this has happened since we began our survey in December 2012.

这一轮史无前例的房地产信贷紧缩仍持续存在，大约有55.9%的购房者支付的贷款利率高于基准。根据开发商调查报告显示，首次购房者至少需要支付基准85%以上的贷款利率，没有任何人低于85%，这是《金融时报》于2012年12月开始调查统计中国房产贷款市场以来头一回。